Frequently Asked Questions
GetCashLoans is an online loan broker that connects people with a lender that is most likely able to provide a loan. We work with a large panel of reputable Canadian lenders whom we refer our customers to through a simple online application form.
Each lender on our panel follows its own set of approval criteria. However, you must be 18 years of age or older, a Canadian resident, have a regular source of income, and have an active bank account to make your repayments from. If you meet these requirements, you may be eligible to apply for a loan.
Yes, our lenders specialise in providing loans to people with a bad credit history.
GetCashLoans will not run a credit check on your application. However, if a lender accepts and moves forward with your application, they will conduct a credit check to determine your ability to repay the loan.
The application process is very simple. The entire application process is done online. You can apply for a loan by completing an application form in under 3 minutes on our website. You can apply for a loan through us 24 hours a day, 365 days per year. (There is no obligation to accept a loan offer if you are approved)
All you need is a phone, an internet connection, and an online banking login. If you do not have online banking, you can manually enter the information and provide additional documentation before being funded.
Some of our funding options can have money paid into your bank account within 15 minutes after approval.
Our panel of lenders provide loans ranging from $1,000 to $15,000. You may apply for a sum in this range.
Your loan repayments must be made to the lender who approved your loan. They will arrange to collect payments directly from your bank account each month.